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One blog post closer to clean books.
Each blog post from the Castle team is packed with practical tips, real-world experience, and clear answers to common bookkeeping questions. Whether you're sorting expenses or planning for tax time, you'll find guidance to help you run your business with clarity and confidence.
Terms of Service
Welcome to Castle! These terms of service outline the rules and regulations for the use of our bookkeeping services.
By accessing this website and using our services, you accept these terms and conditions in full. Do not continue to use Castle services if you do not accept all of the terms and conditions stated on this page.
Castle offers professional bookkeeping services including transaction categorization, reconciliations, financial reporting, GST/HST filing, and other related services as agreed upon with the client.
2. Billing and Payments
All services provided by Castle are billed on a recurring basis unless otherwise
agreed upon. Payments are due upon receipt of invoice. We accept payment via credit card, debit card, and electronic funds transfer.
3. Cancellation and Refund Policy
Clients may cancel services at any time by providing 30 days’ notice in writing or via email. Refunds for prepaid services will be prorated based on the remaining unused portion of the services.
4. Privacy Policy
Our privacy policy outlines how we collect, use, and protect your personal information. We do not sell or share your information with third parties without your consent, except as required by law.
5. Liability
Castle will perform all services with reasonable care and skill. However, we do not accept liability for losses resulting from acts of nature, third-party errors, or misuse of financial information or reports by the client.
6. Amendments
Castle reserves the right to amend these terms of service at any time. Amendments will be effective immediately upon posting on this website.
7. Contact Us
If you have any questions about this privacy policy or our privacy practices, please contact us at:
Castle
316 1st Ave NE
Phone: 587-872-0602
Email: info@bookwithcastle.com
One blog post closer to clean books.
Each blog post from the Castle team is packed with practical tips, real-world experience, and clear answers to common bookkeeping questions. Whether you're sorting expenses or planning for tax time, you'll find guidance to help you run your business with clarity and confidence.
Stop Guessing — Start Paying Yourself Properly
One of the biggest shocks for new business owners?
You can have great sales and still be broke.
Why? Because profit isn’t cash, and cash isn’t your personal paycheck — until you treat it like one.
😬 The “Oops” Trap
Lots of owners pay themselves whatever’s left over — if there is anything left over. Or they dip into the business bank account whenever the fridge is empty.
This works for about five minutes… until taxes hit, bills pile up, or a slow month leaves you hanging.
💵 The Fix: Pay Yourself on Purpose
The best owners treat themselves like an employee. They plan how much they’ll pay themselves — and stick to it.
Here’s how:
1️⃣ Figure out your baseline.
How much do you actually need to live? Rent, groceries, insurance, gas — do the real math.
2️⃣ Check your average cash flow.
What does your business bring in each month after expenses? Be honest — no wishful thinking.
3️⃣ Set up a pay cycle.
Pick a day — every week or twice a month — and transfer your pay from the business account to your personal one. Just like a paycheck.
4️⃣ Keep taxes in mind.
Remember: not all that cash is yours. Put some aside for taxes first. Future you will thank you when the CRA comes calling.
🚀 Bonus: Why It Matters
When you separate your pay from your profit, everything gets clearer:
- You know if the business can really support you.
- You see faster when you need to raise prices or cut costs.
- You’re not gambling every month on a mystery balance.
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