Everyone talks about claiming expenses. But no one talks about how bad expenses — or the wrong kinds — quietly kill your cash flow while you’re feeling smart for “writing it off.”

Yes, it’s legal. But is it good for your business? That’s the real test. Let’s get real:

⚡️ The Expense Trap No One Warns You About

We see it all the time:
👉 The solo operator who “writes off” coffee shop runs 5 days a week — but wonders why their profits stink.
👉 The contractor who buys every tool “just because it’s deductible” — but racks up credit card debt that eats all the tax savings.
👉 The business owner who maxes out on fancy dinners, extra subscriptions, or “brand upgrades” — but can’t pay themselves properly.

It’s all technically deductible. But you’re still paying for it first. The CRA just lets you pay a bit less tax on what’s left.

💡 Here’s the real truth:

💰 A $100 expense saves you maybe $10–$40 in tax — but still costs you $60–$90 in real money.

If you wouldn’t spend the money without the deduction, it’s not free money. It’s just smaller profit.

✅ Smarter Expenses > More Expenses

Great businesses don’t just max deductions — they spend money that makes money.
Before you swipe the card, ask:
1️⃣ Does this expense reduce stress or waste in my business?
2️⃣ Does it directly help me earn more?
3️⃣ Is it the best version of this expense — or am I just justifying it because “I can write it off”?

✨ The Expenses That Actually Pay You Back

Want an expense that always pays for itself? Good bookkeeping.
Clean books stop you from over-claiming garbage and missing the good stuff.
And they show you exactly which costs are dead weight vs. money-makers.

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